Holiday Hours The State of Rhode Island will be observing Independence Day on Thursday, July 4, 2024 and our office will be closed. Normal business hours will resume on Friday, July 5th at 8:30 AM.
Rules & Regulations: Banking Division Chapter Sub-Chapter Part Former Number New Citation Forms 40-Banking 05-Financial Institutions and Credit Unions Bonds of Officers and Employees Banking Regulation 98-2 230-RICR-40-05-1 Effective: 8/9/1998 Applications of Regulated Entities Banking Regulation 98-1 230-RICR-40-05-2 Effective: 8/9/1998 Credit Union Conversions Banking Regulation 4 230-RICR-40-05-3 Effective: 5/1/2008 Credit Unions General Provisions Banking Regulation 98-5 230-RICR-40-05-4 Effective: 8/9/1998 10-Lending Derivative Transactions in Lending Limits Banking Regulation 7 230-RICR-40-10-1 Effective: 1/1/2013 Lenders, Loan Brokers, Small Loan Lenders and Mortgage Loan Originators Banking Regulation 6 230-RICR-40-10-2 Effective: 1/1/2019 Home Loan Protection Act Banking Regulation 3 230-RICR-40-10-3 Effective: 10/18/18 Banking Bulletin 2018-4 Mortgage Foreclosure Disclosure Banking Regulation 5 230-RICR-40-10-4 Effective: 9/28/18 Banking Bulletin 2018-3 Interest on Escrow Accounts Banking Regulation 98-9 230-RICR-40-10-5 Effective: 8/9/1998 15-Mutual Holding Companies Converting to Stock Form of Ownership Banking Regulation 2 230-RICR-40-15-1 Effective: 5/27/2003 Procedures Banking Regulation 1 230-RICR-40-15-2 Effective: 5/27/2003 20-Money Servicers Record Retention n/a 230-RICR-40-20-1 Effective: 11/4/2018 Check Cashers Banking Regulation 8 230-RICR-40-20-2 Effective: 6/11/2015 25-Debt Collectors Record Retention n/a 230-RICR-40-25-1 Effective: 11/4/2018