Rules & Regulations: Insurance Division

The State of Rhode Island is in the process of transitioning regulations to an administrative code system. The Department of Business Regulations has been assigned Title 230 and the Insurance Division has been assigned chapter 20. Regulations will be categorized by sub chapter and part, and the citations will be in the format 230 RICR 20-xx-xx. As regulations are reformatted the Department will update the following chart with hyperlinks to the reformatted regulations. Any questions concerning the process or the status of a regulation should be sent to

Chapter Sub-Chapter Part Former Number New Citation Forms
20 Insurance 05 - Personal Lines - Automobile and Homeowners Insurance Uninsured and Underinsured Motorist Insurance Insurance Regulation 10 230-RICR-20-05-1 Insurance Bulletin 2017-4
    Automobile Insurance Policies; Cancellation and Renewal Provisions Insurance Regulation 16 230-RICR-20-05-2  
    Automobile Insurance Rating Insurance Regulation 25 230-RICR-20-05-3  
    Reinspection of Collision Damage Claims Insurance Regulation 76 230-RICR-20-05-4  
    Pre-Inspection of Private Passenger Motor Vehicles Insurance Regulation 77 230-RICR-20-05-5 Insurance Bulletin 2018-5
    Procedures in Payment of Automobile Damage Claims Insurance Regulation 78 230-RICR-20-05-6  
    Automobile Theft and Insurance Fraud Assessment Insurance Regulation 83 230-RICR-20-05-7  
    Rhode Island Automobile Insurance Plan Insurance Regulation 98 230-RICR-20-05-8  
    Insurance Coverage for Lead Poisoning Insurance Regulation 101 230-RICR-20-05-9 Insurance Bulletin 2018-11
    Auto Body Labor Rate Survey Insurance Regulation 108 230-RICR-20-05-10  
    Basic Property Insurance Inspection and Placement Program Insurance Regulation 15 230-RICR-20-05-11  
    Municipal Liens on Fire Insurance Proceeds Insurance Regulation 31 230-RICR-20-05-12  
    Property Insurance and Weather Related Claims Insurance Regulation 110 230-RICR-20-05-13 RI Wind Zones From 510-RICR-00-00-2
    Notice of Material Changes Upon Renewal of Personal Motor Vehicle, Homeowner and Residential Fire Insurance Insurance Regulation 97 230-RICR-20-05-14  
    Use of Credit - Extraordinary Life Events and Insufficient Credit Insurance Regulation 116 230-RICR-20-05-15  
  10-Medical Malpractice Insurance Medical Malpractice Joint Underwriting Association Insurance Regulation 21 230-RICR-20-10-1  
  15-Workers Compensation Insurance Worker Compensation Group Self-Insurance Insurance Regulation 33 230-RICR-20-15-1 Insurance Bulletin 2018-3
    Present Value of Permanent Total Disability Worker's Compensation Reserves Insurance Regulation 72 230-RICR-20-15-2  
  20-Commercial Insurance Commercial Insurance Cancellation, Non-Renewal and Premium or Coverage Changes Insurance Regulation 38 230-RICR-20-20-1  
  25-Life and Annuities Suitability in Annuity Transactions Insurance Regulation 12 230-RICR-20-25-1 Insurance Bulletin 2021-2
    Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities Insurance Regulation 18 230-RICR-20-25-2  
    Life Insurance Disclosure Insurance Regulation 27 230-RICR-20-25-3 Insurance Bulletin 2021-4
    Life Insurance and Annuities Replacement Insurance Regulation 29 230-RICR-20-25-4 Insurance Bulletin 2018-1
    Advertisements of Life Insurance and Annuities Insurance Regulation 52 230-RICR-20-25-5  
    Annuity Disclosure Insurance Regulation 41 230-RICR-20-25-6 Insurance Bulletin 2018-18
    Modified Guaranteed Annuities Insurance Regulation 85 230-RICR-20-25-7  
    Valuation of Life Insurance Policies Insurance Regulation 93 230-RICR-20-25-8  
    Annuity Mortality Table for Use in Determining Reserve Liabilities for Annuities Insurance Regulation 94 230-RICR-20-25-9 Insurance Bulletin 2018-4
    2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits Model Regulation Insurance Regulation 104 230-RICR-20-25-10  
    Military Sales Practices Insurance Regulation 109 230-RICR-20-25-11  
    Preneed Life Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values Insurance Regulation 111 230-RICR-20-25-12  
    Senior Specifications Insurance Regulation 112 230-RICR-20-25-13  
    Life Insurance Illustrations Insurance Regulation 113 230-RICR-20-25-14  
  30-Health Insurance Minimum Standards of Health Benefit Plans Insurance Regulation 23 230-RICR-20-30-1  
    Coordination of Benefits Insurance Regulation 48 230-RICR-20-30-2 Insurance Bulletin 2018-8
    Health Insurance Reserves Insurance Regulation 86 230-RICR-20-30-3  
    Powers and Duties of the Office of the Health Insurance Commissioner  OHIC Regulation 2 230-RICR-20-30-4  
    Standards for Readability of Health Insurance Forms OHIC Regulation  5 230-RICR-20-30-5  
    Prompt Processing of Claims OHIC Regulation 7 230-RICR-20-30-6 OHIC Bulletin 2018-4
    Medicare Supplement Insurance Minimum Standards OHIC Regulation  8 230-RICR-20-30-7 OHIC Bulletin 2018-1
    Advertisements of Medicare Supplement Insurance with Interpretive Guidelines OHIC Regulation  9 230-RICR-20-30-8 OHIC Guidelines
    Network Plans N/A 230-RICR-20-30-9  
    Small Employer Health Insurance Availability OHIC Regulation  11 230-RICR-20-30-10 OHIC Bulletin 2018-5
    Multiple Employer Welfare Arrangements OHIC Regulation  13 230-RICR-20-30-11  
    Tobacco Cessation Treatment Coverage OHIC Regulation  14 230-RICR-20-30-12  
    Discount Medical Plan Organizations OHIC Regulation  15 230-RICR-20-30-13 Application
    Benefit Determination and Utilization Review N/A 230-RICR-20-30-14  
    Filing and Review of Health Insurance Plan Forms and Rates OHIC Regulation 17 230-RICR-20-30-15  
  35-Long Term Care Insurance Long-Term Care Insurance Insurance Regulation 44 230-RICR-20-35-1 Insurance Bulletin 2018-16
  40-Claims Unfair Life, Accident and Health Claims Settlement Practices Insurance Regulation 13 230-RICR-20-40-1  
    Unfair Property/Casualty Claims Settlement Practices Insurance Regulation 73 230-RICR-20-40-2  
  45-Financial Standards and Corporate Operations  Insurance Holding Company Systems Insurance Regulation 17 230-RICR-20-45-1  
    Surrender and Non-Renewal of Licenses by Insurers Authorized to Write Insurance in Rhode Island Insurance Regulation 58 230-RICR-20-45-2  
    Credit for Reinsurance Insurance Regulation 59 230-RICR-20-45-3 Insurance Bulletin 2018-10
    Proxies, Consents and Authorizations of Domestic Stock Insurers Insurance Regulation 65 230-RICR-20-45-4  
    Insider Trading of Domestic Stock Insurance Company Equity Securities Insurance Regulation 66 230-RICR-20-45-5  
    Voluntary Restructuring Insurance Regulation 68 230-RICR-20-45-6  
    Annual Financial Reporting Insurance Regulation 87 230-RICR-20-45-7  
    Life and Health Reinsurance Agreements Insurance Regulation 88 230-RICR-20-45-8  
    Actuarial Opinion and Memorandum Regulation Insurance Regulation 89 230-RICR-20-45-9  
    Captive Insurance Financial Regulation Insurance Regulation 95 230-RICR-20-45-10  
    Corporate Governance n/a 230-RICR-20-45-11  
  50-Insurance producers and other non-insurer licensees Surplus Line Brokers Insurance Regulation 11 230-RICR-20-50-1 Insurance Bulletin 2018-9
    Continuing Education for Insurance Producers Insurance Regulation 40 230-RICR-20-50-2  
    Motor Vehicle Damage Appraisers Insurance Regulation 42 230-RICR-20-50-3  
    Insurance Claim Adjusters Insurance Regulation 43 230-RICR-20-50-4  
    Licensing and Renewal Fees Insurance Regulation 103 230-RICR-20-50-5  
  55-Insurance Company Licensing Standards for Foreign Insurance Company Licensing Insurance Regulation 30 230-RICR-20-55-1  
    Alien Insurance Companies Rhode Island as Port of Entry State Insurance Regulation 91 230-RICR-20-55-2  
  60-Miscellaneous Consumer Credit Insurance Insurance Regulation 9 230-RICR-20-60-1  
    Consent-to-Rate Filing Insurance Regulation 20 230-RICR-20-60-2  
    Rate Hearing Procedures  Insurance Regulation 39 230-RICR-20-60-3  
    Record Retention and Production Insurance Regulation 67 230-RICR-20-60-4  
    Civil Unions Insurance Regulation 118 230-RICR-20-60-5  
    Financial Institution Insurance Sales Act Insurance Regulation 90 230-RICR-20-60-6  
    Privacy of Consumer Information Insurance Regulation 99 230-RICR-20-60-7  
    Standards for Safeguarding Customer Information Insurance Regulation 107 230-RICR-20-60-8  
    Service of Process Upon Insurance Companies Insurance Regulation 114 230-RICR-20-60-9  
    Life Settlements Insurance Regulation 115 230-RICR-20-60-10