Rules & Regulations: Insurance Division
The State of Rhode Island is in the process of transitioning regulations to an administrative code system. The Department of Business Regulations has been assigned Title 230 and the Insurance Division has been assigned chapter 20. Regulations will be categorized by sub chapter and part, and the citations will be in the format 230 RICR 20-xx-xx. As regulations are reformatted the Department will update the following chart with hyperlinks to the reformatted regulations. Any questions concerning the process or the status of a regulation should be sent to dbr.insurance@dbr.ri.gov.
| Chapter | Sub-Chapter | Part | Former Number | New Citation | Forms |
|---|---|---|---|---|---|
| 20 Insurance | 05 - Personal Lines - Automobile and Homeowners Insurance | Uninsured and Underinsured Motorist Insurance | Insurance Regulation 10 | 230-RICR-20-05-1 | Insurance Bulletin 2017-4 |
| Automobile Insurance Policies; Cancellation and Renewal Provisions | Insurance Regulation 16 | 230-RICR-20-05-2 | |||
| Automobile Insurance Rating | Insurance Regulation 25 | 230-RICR-20-05-3 | |||
| Reinspection of Collision Damage Claims | Insurance Regulation 76 | 230-RICR-20-05-4 | |||
| Pre-Inspection of Private Passenger Motor Vehicles | Insurance Regulation 77 | 230-RICR-20-05-5 | Insurance Bulletin 2018-5 | ||
| Procedures in Payment of Automobile Damage Claims | Insurance Regulation 78 | 230-RICR-20-05-6 | |||
| Automobile Theft and Insurance Fraud Assessment | Insurance Regulation 83 | 230-RICR-20-05-7 | |||
| Rhode Island Automobile Insurance Plan | Insurance Regulation 98 | 230-RICR-20-05-8 | |||
| Insurance Coverage for Lead Poisoning | Insurance Regulation 101 | 230-RICR-20-05-9 | Insurance Bulletin 2018-11 | ||
| Auto Body Labor Rate Survey | Insurance Regulation 108 | 230-RICR-20-05-10 | |||
| Basic Property Insurance Inspection and Placement Program | Insurance Regulation 15 | 230-RICR-20-05-11 | |||
| Municipal Liens on Fire Insurance Proceeds | Insurance Regulation 31 | 230-RICR-20-05-12 | |||
| Property Insurance and Weather Related Claims | Insurance Regulation 110 | 230-RICR-20-05-13 | RI Wind Zones From 510-RICR-00-00-2 | ||
| Notice of Material Changes Upon Renewal of Personal Motor Vehicle, Homeowner and Residential Fire Insurance | Insurance Regulation 97 | 230-RICR-20-05-14 | |||
| Use of Credit - Extraordinary Life Events and Insufficient Credit | Insurance Regulation 116 | 230-RICR-20-05-15 | |||
| 10-Medical Malpractice Insurance | Medical Malpractice Joint Underwriting Association | Insurance Regulation 21 | 230-RICR-20-10-1 | ||
| 15-Workers Compensation Insurance | Worker Compensation Group Self-Insurance | Insurance Regulation 33 | 230-RICR-20-15-1 | Insurance Bulletin 2018-3 | |
| Present Value of Permanent Total Disability Worker's Compensation Reserves | Insurance Regulation 72 | 230-RICR-20-15-2 | |||
| 20-Commercial Insurance | Commercial Insurance Cancellation, Non-Renewal and Premium or Coverage Changes | Insurance Regulation 38 | 230-RICR-20-20-1 | ||
| 25-Life and Annuities | Suitability in Annuity Transactions | Insurance Regulation 12 | 230-RICR-20-25-1 | Insurance Bulletin 2021-2 | |
| Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities | Insurance Regulation 18 | 230-RICR-20-25-2 | |||
| Life Insurance Disclosure | Insurance Regulation 27 | 230-RICR-20-25-3 | Insurance Bulletin 2021-4 | ||
| Life Insurance and Annuities Replacement | Insurance Regulation 29 | 230-RICR-20-25-4 | Insurance Bulletin 2018-1 | ||
| Advertisements of Life Insurance and Annuities | Insurance Regulation 52 | 230-RICR-20-25-5 | |||
| Annuity Disclosure | Insurance Regulation 41 | 230-RICR-20-25-6 | Insurance Bulletin 2018-18 | ||
| Modified Guaranteed Annuities | Insurance Regulation 85 | 230-RICR-20-25-7 | |||
| Valuation of Life Insurance Policies | Insurance Regulation 93 | 230-RICR-20-25-8 | |||
| Annuity Mortality Table for Use in Determining Reserve Liabilities for Annuities | Insurance Regulation 94 | 230-RICR-20-25-9 | Insurance Bulletin 2018-4 | ||
| 2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits Model Regulation | Insurance Regulation 104 | 230-RICR-20-25-10 | |||
| Military Sales Practices | Insurance Regulation 109 | 230-RICR-20-25-11 | |||
| Preneed Life Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values | Insurance Regulation 111 | 230-RICR-20-25-12 | |||
| Senior Specifications | Insurance Regulation 112 | 230-RICR-20-25-13 | |||
| Life Insurance Illustrations | Insurance Regulation 113 | 230-RICR-20-25-14 | |||
| 30-Health Insurance | Minimum Standards of Health Benefit Plans | Insurance Regulation 23 | 230-RICR-20-30-1 | ||
| Coordination of Benefits | Insurance Regulation 48 | 230-RICR-20-30-2 | Insurance Bulletin 2018-8 | ||
| Health Insurance Reserves | Insurance Regulation 86 | 230-RICR-20-30-3 | |||
| Powers and Duties of the Office of the Health Insurance Commissioner | OHIC Regulation 2 | 230-RICR-20-30-4 | |||
| Standards for Readability of Health Insurance Forms | OHIC Regulation 5 | 230-RICR-20-30-5 | |||
| Prompt Processing of Claims | OHIC Regulation 7 | 230-RICR-20-30-6 | OHIC Bulletin 2018-4 | ||
| Medicare Supplement Insurance Minimum Standards | OHIC Regulation 8 | 230-RICR-20-30-7 | OHIC Bulletin 2018-1 | ||
| Advertisements of Medicare Supplement Insurance with Interpretive Guidelines | OHIC Regulation 9 | 230-RICR-20-30-8 | OHIC Guidelines | ||
| Network Plans | N/A | 230-RICR-20-30-9 | |||
| Small Employer Health Insurance Availability | OHIC Regulation 11 | 230-RICR-20-30-10 | OHIC Bulletin 2018-5 | ||
| Multiple Employer Welfare Arrangements | OHIC Regulation 13 | 230-RICR-20-30-11 | |||
| Tobacco Cessation Treatment Coverage | OHIC Regulation 14 | 230-RICR-20-30-12 | |||
| Discount Medical Plan Organizations | OHIC Regulation 15 | 230-RICR-20-30-13 | Application | ||
| Benefit Determination and Utilization Review | N/A | 230-RICR-20-30-14 | |||
| Filing and Review of Health Insurance Plan Forms and Rates | OHIC Regulation 17 | 230-RICR-20-30-15 | |||
| 35-Long Term Care Insurance | Long-Term Care Insurance | Insurance Regulation 44 | 230-RICR-20-35-1 | Insurance Bulletin 2018-16 | |
| 40-Claims | Unfair Life, Accident and Health Claims Settlement Practices | Insurance Regulation 13 | 230-RICR-20-40-1 | ||
| Unfair Property/Casualty Claims Settlement Practices | Insurance Regulation 73 | 230-RICR-20-40-2 | |||
| 45-Financial Standards and Corporate Operations | Insurance Holding Company Systems | Insurance Regulation 17 | 230-RICR-20-45-1 | ||
| Surrender and Non-Renewal of Licenses by Insurers Authorized to Write Insurance in Rhode Island | Insurance Regulation 58 | 230-RICR-20-45-2 | |||
| Credit for Reinsurance | Insurance Regulation 59 | 230-RICR-20-45-3 | Insurance Bulletin 2018-10 | ||
| Proxies, Consents and Authorizations of Domestic Stock Insurers | Insurance Regulation 65 | 230-RICR-20-45-4 | |||
| Insider Trading of Domestic Stock Insurance Company Equity Securities | Insurance Regulation 66 | 230-RICR-20-45-5 | |||
| Voluntary Restructuring | Insurance Regulation 68 | 230-RICR-20-45-6 | |||
| Annual Financial Reporting | Insurance Regulation 87 | 230-RICR-20-45-7 | |||
| Life and Health Reinsurance Agreements | Insurance Regulation 88 | 230-RICR-20-45-8 | |||
| Actuarial Opinion and Memorandum Regulation | Insurance Regulation 89 | 230-RICR-20-45-9 | |||
| Captive Insurance Financial Regulation | Insurance Regulation 95 | 230-RICR-20-45-10 | |||
| Corporate Governance | n/a | 230-RICR-20-45-11 | |||
| 50-Insurance producers and other non-insurer licensees | Surplus Line Brokers | Insurance Regulation 11 | 230-RICR-20-50-1 | Insurance Bulletin 2018-9 | |
| Continuing Education for Insurance Producers | Insurance Regulation 40 | 230-RICR-20-50-2 | |||
| Motor Vehicle Damage Appraisers | Insurance Regulation 42 | 230-RICR-20-50-3 | |||
| Insurance Claim Adjusters | Insurance Regulation 43 | 230-RICR-20-50-4 | |||
| Licensing and Renewal Fees | Insurance Regulation 103 | 230-RICR-20-50-5 | |||
| 55-Insurance Company Licensing | Standards for Foreign Insurance Company Licensing | Insurance Regulation 30 | 230-RICR-20-55-1 | ||
| Alien Insurance Companies Rhode Island as Port of Entry State | Insurance Regulation 91 | 230-RICR-20-55-2 | |||
| 60-Miscellaneous | Consumer Credit Insurance | Insurance Regulation 9 | 230-RICR-20-60-1 | ||
| Consent-to-Rate Filing | Insurance Regulation 20 | 230-RICR-20-60-2 | |||
| Rate Hearing Procedures | Insurance Regulation 39 | 230-RICR-20-60-3 | |||
| Record Retention and Production | Insurance Regulation 67 | 230-RICR-20-60-4 | |||
| Civil Unions | Insurance Regulation 118 | 230-RICR-20-60-5 | |||
| Financial Institution Insurance Sales Act | Insurance Regulation 90 | 230-RICR-20-60-6 | |||
| Privacy of Consumer Information | Insurance Regulation 99 | 230-RICR-20-60-7 | |||
| Standards for Safeguarding Customer Information | Insurance Regulation 107 | 230-RICR-20-60-8 | |||
| Service of Process Upon Insurance Companies | Insurance Regulation 114 | 230-RICR-20-60-9 | |||
| Life Settlements | Insurance Regulation 115 | 230-RICR-20-60-10 |