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Residential Solar Energy Disclosure and Homeowners Bill of Rights Act, 2024 P.L. Ch. 67 & 68 Pursuant to the recently-enacted Residential Solar Energy Disclosure and Homeowners Bill of Rights Act, 2024 P.L. Ch. 67 & 68, the Department of Business Regulation will begin licensing retailers, sales representatives, and other entities involved with the sale or lease of residential solar energy systems on March 1, 2025. The Department is currently preparing regulations and guidance necessary to implement the provisions of this Act. If you have any questions or complaints relating to the regulation of solar retailers, please email the Department at DBR.Solar@dbr.ri.gov. Stay tuned for further updates.
All Other Licensees - Applications, Forms & Other Information Applicants for any of the following must go through the Nationwide Multistate Licensing System (NMLS). Check Casher License Currency Transmitter License Debt Collector Registration Debt Management Services Registration Exempt Company Registration Lender License Loan Broker License Mortgage Loan Originator License Small Loan Lender License Student Loan Servicer Registration Third Party Loan Servicer License Check the Resources & Support and RI Requirements pages on NMLS for more information on submitting applications through NMLS. Contact the NMLS for additional clarification. Press Releases Debt Collector Electronic Surety Bond RI ESB Adoption Communication - DEBT COLLECTOR.pdf PDF file, less than 1mbmegabytes Licensing Bulletins 2014-1 2014 Legislative Changes PDF file, less than 1mbmegabytes 2012-1 Clarification Regarding Compliance with Disclosure Requirements in Banking Regulation 5: Mortgage Disclosure PDF file, less than 1mbmegabytes 2010-1 Notice Concerning Enactment of an Amendment to the Rhode Island Mortgage Foreclosure and Sale Act PDF file, less than 1mbmegabytes 2007-6 Notification to All State of Rhode Island Licensed Lenders and Loan Brokers Concerning Changes of Rhode Island Licensing Laws Relating to Recently Enacted Article 16 Substitute A of the 2008 Budget and Companion Senate Bill 2007 S 104 Substitute A PDF file, less than 1mbmegabytes 2007-5 Notification to Licensees Regarding Nontraditional Mortgage Loan Product Activity in Rhode Island PDF file, less than 1mbmegabytes 2004-1 Licensee Delayed Report Filing Penalty PDF file, less than 1mbmegabytes 2003-2 Prohibited Net Branches & Net Branching Arrangements PDF file, less than 1mbmegabytes 2003-1 Interest on Retail Installment Contracts PDF file, less than 1mbmegabytes 2002-2 Boat and Automobile Dealers and Brokers Licensing Requirements PDF file, less than 1mbmegabytes 2002-1 Affiliated Appraisal Management Companies PDF file, less than 1mbmegabytes Interpretive Rulings Interpretive Ruling 2000-1-34-23-6 Loan Fees and Other Similar Charges PDF file, less than 1mbmegabytes Interpretive Ruling 2001-1-19-9-5 Owners Title Policy PDF file, less than 1mbmegabytes Annual Reports (Due date March 31st each year) IMPORTANT—Review the Division of Banking's Bulletins! Small Loan Lender and Debt Management Servicer Registrants IMPORTANT 2024 ANNUAL REPORT FILING NOTICE PDF file, less than 1mbmegabytes IMPORTANT 2024 ANNUAL REPORT CHECKLIST PDF file, less than 1mbmegabytes Debt Collector and Student Loan Servicer Registrants IMPORTANT 2024 ANNUAL REPORT FILING NOTICE PDF file, less than 1mbmegabytes IMPORTANT 2024 ANNUAL REPORT CHECKLIST PDF file, less than 1mbmegabytes Non-Mortgage Lender and loan Broker Licensees IMPORTANT 2024 ANNUAL REPORT FILING NOTICE PDF file, less than 1mbmegabytes IMPORTANT 2024 ANNUAL REPORT CHECKLIST PDF file, less than 1mbmegabytes License Surrender / Final Annual Reports Lender, Small Loan Lender, Loan Broker or Third-Party Loan Servicer Final Annual Report Lender, Small Loan Lender, Loan Broker or Third Party Loan Servicer PDF file, less than 1mbmegabytes Check Cashers, Currency Transmitters, Debt Management Servicers or Debt Collectors Final Annual Report Check Cashers, Currency Transmitters Debt Management Servicers or Debt Collectors PDF file, less than 1mbmegabytes FINAL ANNUAL REPORT STUDENT LOAN SERVICERS PDF file, less than 1mbmegabytes
2012-1 Clarification Regarding Compliance with Disclosure Requirements in Banking Regulation 5: Mortgage Disclosure PDF file, less than 1mbmegabytes
2010-1 Notice Concerning Enactment of an Amendment to the Rhode Island Mortgage Foreclosure and Sale Act PDF file, less than 1mbmegabytes
2007-6 Notification to All State of Rhode Island Licensed Lenders and Loan Brokers Concerning Changes of Rhode Island Licensing Laws Relating to Recently Enacted Article 16 Substitute A of the 2008 Budget and Companion Senate Bill 2007 S 104 Substitute A PDF file, less than 1mbmegabytes
2007-5 Notification to Licensees Regarding Nontraditional Mortgage Loan Product Activity in Rhode Island PDF file, less than 1mbmegabytes
2002-2 Boat and Automobile Dealers and Brokers Licensing Requirements PDF file, less than 1mbmegabytes
Interpretive Ruling 2000-1-34-23-6 Loan Fees and Other Similar Charges PDF file, less than 1mbmegabytes
Final Annual Report Lender, Small Loan Lender, Loan Broker or Third Party Loan Servicer PDF file, less than 1mbmegabytes
Final Annual Report Check Cashers, Currency Transmitters Debt Management Servicers or Debt Collectors PDF file, less than 1mbmegabytes