All Other Licensees - Applications, Forms & Other Information

Applicants for any of the following must go through the Nationwide Multistate Licensing System (NMLS).

Check Casher License
Check Casher Branch Certificate
Currency Transmitter License
Debt Collector Registration
Debt Collector Branch Certificate
Debt Management Services Registration
Exempt Company Registration
Lender License
Lender Branch Certificate
Loan Broker License
Loan Broker Branch Certificate
Mortgage Loan Originator License
Small Loan Lender License
Small Loan Lender Branch License
Student Loan Servicer Registration
Third Party Loan Servicer License
Third Party Loan Servicer Branch License

Check the Resources & Support and RI Requirements pages on NMLS for more information on submitting applications through NMLS. Contact the NMLS for additional clarification.

Press Releases

Debt Collector Electronic Surety Bond

RI ESB Adoption Communication - DEBT COLLECTOR.pdf PDF file, less than 1

Licensing Bulletins

2014-1 2014 Legislative Changes PDF file, less than 1

2012-1 Clarification Regarding Compliance with Disclosure Requirements in Banking Regulation 5: Mortgage Disclosure PDF file, less than 1

2010-1 Notice Concerning Enactment of an Amendment to the Rhode Island Mortgage Foreclosure and Sale Act PDF file, less than 1

Nontraditional Mortgage Lending Guidance Cover Letter Issued 05-07-2007 PDF file, less than 1

2007-6 Notification to All State of Rhode Island Licensed Lenders and Loan Brokers Concerning Changes of Rhode Island Licensing Laws Relating to Recently Enacted Article 16 Substitute A of the 2008 Budget and Companion Senate Bill 2007 S 104 Substitute A PDF file, less than 1

2007-5 Notification to Licensees Regarding Nontraditional Mortgage Loan Product Activity in Rhode Island PDF file, less than 1

2004-1 Licensee Delayed Report Filing Penalty PDF file, less than 1

2003-2 Prohibited Net Branches & Net Branching Arrangements PDF file, less than 1

2003-1 Interest on Retail Installment Contracts PDF file, less than 1

2002-2 Boat and Automobile Dealers and Brokers Licensing Requirements PDF file, less than 1

2002-1 Affiliated Appraisal Management Companies PDF file, less than 1

Rules and Regulations

Regulation 8 - Check Cashers PDF file, less than 1

Regulation 7 - Derivative Transactions in Lending Limits PDF file, less than 1

Regulation 6 - Lenders, Loan Brokers, Small Loan Lenders and Mortgage Loan Originators PDF file, less than 1

Regulation 5 -Mortgage Foreclosure Disclosure PDF file, less than 1

Regulation 3 - Home Loan Protection Act PDF file, less than 1

Regulation 98-9 - Interest on Escrow Accounts PDF file, less than 1

Interpretive Rulings

Interpretive Ruling 2000-1-34-23-6 Loan Fees and Other Similar Charges PDF file, less than 1

Interpretive Ruling 2001-1-19-9-5 Owners Title Policy PDF file, less than 1

Annual Reports (Due date March 31st each year)

IMPORTANT—Review the Division of Banking's Bulletins!

Small Loan Lender and Debt Management Servicer Registrants

IMPORTANT 2022 ANNUAL REPORT FILING NOTICE PDF file, less than 1

IMPORTANT 2022 ANNUAL REPORT CHECKLIST PDF file, less than 1

Debt Collector and Student Loan Servicer Registrants

IMPORTANT 2022 ANNUAL REPORT FILING NOTICE PDF file, less than 1

IMPORTANT 2022 ANNUAL REPORT CHECKLIST PDF file, less than 1

License Surrender / Final Annual Reports

Lender, Small Loan Lender, or Loan Broker

Final Annual Report Lender, Small Loan Lender, or Loan Broker PDF file, less than 1

Check Cashers or Currency Transmitter

Final Annual Report Check Cashers, Sellers of Checks, or Electronic Money Transfer PDF file, less than 1

Debt Management Service Providers

Final Annual Report Debt Management Service Providers PDF file, less than 1

Renewals