Short-Term Rentals (Properties rented for 30 nights or less and advertised on websites like Airbnb, Vrbo, Expedia, etc.) For more information regarding R.I.G.L. § 42-63.1-14: Offering residential units through a hosting platform that impacts owners of short-term rental properties, please click here.
All Other Licensees - Applications, Forms & Other Information Applicants for any of the following must go through the Nationwide Multistate Licensing System (NMLS). Check Casher License Check Casher Branch Certificate Currency Transmitter License Debt Collector Registration Debt Collector Branch Certificate Debt Management Services Registration Exempt Company Registration Lender License Lender Branch Certificate Loan Broker License Loan Broker Branch Certificate Mortgage Loan Originator License Small Loan Lender License Small Loan Lender Branch License Student Loan Servicer Registration Third Party Loan Servicer License Third Party Loan Servicer Branch License Check the Resources & Support and RI Requirements pages on NMLS for more information on submitting applications through NMLS. Contact the NMLS for additional clarification. Press Releases Licensing Bulletins 2014-1 2014 Legislative Changes PDF file, less than 1mbmegabytes 2012-1 Clarification Regarding Compliance with Disclosure Requirements in Banking Regulation 5: Mortgage Disclosure PDF file, less than 1mbmegabytes 2010-1 Notice Concerning Enactment of an Amendment to the Rhode Island Mortgage Foreclosure and Sale Act PDF file, less than 1mbmegabytes Nontraditional Mortgage Lending Guidance Cover Letter Issued 05-07-2007 PDF file, less than 1mbmegabytes 2007-6 Notification to All State of Rhode Island Licensed Lenders and Loan Brokers Concerning Changes of Rhode Island Licensing Laws Relating to Recently Enacted Article 16 Substitute A of the 2008 Budget and Companion Senate Bill 2007 S 104 Substitute A PDF file, less than 1mbmegabytes 2007-5 Notification to Licensees Regarding Nontraditional Mortgage Loan Product Activity in Rhode Island PDF file, less than 1mbmegabytes 2004-1 Licensee Delayed Report Filing Penalty PDF file, less than 1mbmegabytes 2003-2 Prohibited Net Branches & Net Branching Arrangements PDF file, less than 1mbmegabytes 2003-1 Interest on Retail Installment Contracts PDF file, less than 1mbmegabytes 2002-2 Boat and Automobile Dealers and Brokers Licensing Requirements PDF file, less than 1mbmegabytes 2002-1 Affiliated Appraisal Management Companies PDF file, less than 1mbmegabytes Rules and Regulations Regulation 8 - Check Cashers PDF file, less than 1mbmegabytes Regulation 7 - Derivative Transactions in Lending Limits PDF file, less than 1mbmegabytes Regulation 6 - Lenders, Loan Brokers, Small Loan Lenders and Mortgage Loan Originators PDF file, less than 1mbmegabytes Regulation 5 -Mortgage Foreclosure Disclosure PDF file, less than 1mbmegabytes Regulation 3 - Home Loan Protection Act PDF file, less than 1mbmegabytes Regulation 98-9 - Interest on Escrow Accounts PDF file, less than 1mbmegabytes Interpretive Rulings Interpretive Ruling 2000-1-34-23-6 Loan Fees and Other Similar Charges PDF file, less than 1mbmegabytes Interpretive Ruling 2001-1-19-9-5 Owners Title Policy PDF file, less than 1mbmegabytes Annual Reports (Due date March 31st each year) IMPORTANT—Review the Division of Banking's Bulletins! Small Loan Lender and Debt Management Servicer Registrants IMPORTANT 2022 ANNUAL REPORT FILING NOTICE PDF file, less than 1mbmegabytes IMPORTANT 2022 ANNUAL REPORT CHECKLIST PDF file, less than 1mbmegabytes Debt Collector and Student Loan Servicer Registrants IMPORTANT 2022 ANNUAL REPORT FILING NOTICE PDF file, less than 1mbmegabytes IMPORTANT 2022 ANNUAL REPORT CHECKLIST PDF file, less than 1mbmegabytes License Surrender / Final Annual Reports Lender, Small Loan Lender, or Loan Broker Check Cashers or Currency Transmitter Debt Management Service Providers Renewals
2012-1 Clarification Regarding Compliance with Disclosure Requirements in Banking Regulation 5: Mortgage Disclosure PDF file, less than 1mbmegabytes
2010-1 Notice Concerning Enactment of an Amendment to the Rhode Island Mortgage Foreclosure and Sale Act PDF file, less than 1mbmegabytes
Nontraditional Mortgage Lending Guidance Cover Letter Issued 05-07-2007 PDF file, less than 1mbmegabytes
2007-6 Notification to All State of Rhode Island Licensed Lenders and Loan Brokers Concerning Changes of Rhode Island Licensing Laws Relating to Recently Enacted Article 16 Substitute A of the 2008 Budget and Companion Senate Bill 2007 S 104 Substitute A PDF file, less than 1mbmegabytes
2007-5 Notification to Licensees Regarding Nontraditional Mortgage Loan Product Activity in Rhode Island PDF file, less than 1mbmegabytes
2002-2 Boat and Automobile Dealers and Brokers Licensing Requirements PDF file, less than 1mbmegabytes
Regulation 6 - Lenders, Loan Brokers, Small Loan Lenders and Mortgage Loan Originators PDF file, less than 1mbmegabytes
Interpretive Ruling 2000-1-34-23-6 Loan Fees and Other Similar Charges PDF file, less than 1mbmegabytes