Financial Condition Examinations

Financial Examination Section

The financial examination section plays a vital role in monitoring the solvency of insurance companies domiciled in the State of Rhode Island. State laws require financial examinations to be performed on insurance companies at least once every five years. The purpose of financial examinations, which culminate with a Financial Condition Exam Report, is primarily to assess the insurer’s financial condition, its ability to fulfill obligations, and compliance with state laws and regulations.

Rhode Island Domestic Company List PDF file, less than 1

Links to the most recently adopted Financial Condition Exam Reports can be found below:

Financial Condition Exam Reports

Altus Dental Insurance Company Financial Condition Exam Report Altus Dental Insurance Company Financial Condition Exam Report as of 12-31-2017 PDF file, less than 1

American Concept Insurance Company Financial Condition Exam Report American Concept Insurance Company Financial Condition Exam Report as of 12-31-2010 PDF file, less than 1

Amica Group Financial Condition Exam Report Amica Group Financial Condition Exam Report as of 12-31-2019 for the following companies: Amica Mutual Insurance Company, Amica Life Insurance Company, and Amica Property and Casualty Insurance Company PDF file, less than 1

Ascot Specialty Insurance Company Financial Condition Exam Report Ascot Specialty Insurance Company Financial Condition Exam Report as of 12-31-2019 PDF file, about 1

Beacon Mutual Insurance Company Financial Condition Exam Report Beacon Mutual Insurance Company Financial Condition Exam Report as of 12-31-2019 PDF file, less than 1

Blue Cross & Blue Shield of Rhode Island Financial Condition Exam Report Blue Cross & Blue Shield of Rhode Island Financial Condition Exam Report as of 12-31-2018 PDF file, less than 1

Castle Hill Insurance Company Financial Condition Exam Report Castle Hill Insurance Company Financial Condition Exam Report as of 12-31-2011 PDF file, less than 1

Delta Dental of Rhode Island Financial Condition Exam Report Delta Dental of Rhode Island Financial Condition Exam Report as of 12-31-2017 PDF file, less than 1

Digital Advantage Insurance Company Financial Condition Exam Report Digital Advantage Insurance Company Financial Condition Exam Report as of 12-31-2021 PDF file, less than 1

Factory Mutual Group Financial Condition Exam Report Factory Mutual Group Financial Condition Exam Report as of 12-31-2022 for the following companies: Factory Mutual Insurance Company, Affiliated FM Insurance Company, Appalachian Insurance Company PDF file, about 2

Farmers Group RI Exam Report Report on Examination of Farmers Property and Casualty Insurance Company, Farmers Casualty Insurance Company, Farmers Direct Property and Casualty Insurance Company, and Farmers Group Property and Casualty Insurance Company, as-of December 31, 2021. PDF file, less than 1

Medical Malpractice Joint Underwriting Association Financial Condition Exam Report Medical Malpractice Joint Underwriting Association Financial Condition Exam Report as of 12-31-2019 PDF file, less than 1

Metropolitan General Insurance Company Exam Report Metropolitan General Insurance Company Financial Condition Exam Report as of 12-31-2020 PDF file, less than 1

Metropolitan Property and Casualty Group Financial Condition Exam Report Report as of 12-31-2016 for: Metropolitan Casualty Ins. Co., Metropolitan Direct Ins. Co., Metropolitan General Ins. Co., Metropolitan Group Property & Casualty Ins. Co., Metropolitan Property & Casualty Ins. Co. PDF file, about 8

Motor Club Insurance Company Financial Condition Exam Report Motor Club Insurance Company Financial Condition Exam Report as of 12-31-2019 PDF file, less than 1

Narragansett Bay Insurance Company Financial Condition Exam Report Narragansett Bay Insurance Company Financial Condition Exam Report as of 12-31-2021 PDF file, less than 1

Narragansett Bay Insurance Company Limited Scope Financial Condition Exam Report Narragansett Bay Insurance Company Limited Scope Financial Condition Exam Report as of 12-31-2020 PDF file, less than 1

Neighborhood Health Plan of Rhode Island Financial Condition Exam Report Neighborhood Health Plan of Rhode Island Financial Condition Exam Report as of 12-31-2017 PDF file, less than 1

Pawtucket Insurance Company Financial Condition Exam Report Pawtucket Insurance Company Financial Condition Exam Report as of 12-31-2021 PDF file, less than 1

ProTucket Insurance Company Financial Condition Exam Report ProTucket Insurance Company Financial Condition Exam Report as of 12-31-2021 PDF file, less than 1

Providence Mutual Fire Insurance Company Financial Condition Exam Report Providence Mutual Fire Insurance Company Financial Condition Exam Report as of 12-31-2020 PDF file, less than 1

Providence Plantations Insurance Company Financial Condition Exam Report Providence Plantations Insurance Company Financial Condition Exam Report as of 12-31-2015 PDF file, about 4

Providence Washington Insurance Company Financial Condition Exam Report Providence Washington Insurance Company Financial Condition Exam Report as of 12-31-2021 PDF file, less than 1

R&Q RI Insurance Company Financial Condition Exam Report R&Q RI Insurance Company Financial Condition Exam Report as of 12-31-2019 PDF file, less than 1

Seaton Insurance Company Financial Condition Exam Report Seaton Insurance Company Financial Condition Exam Report as of 12-31-2013 PDF file, less than 1

United Healthcare Financial Condition Exam Report United Healthcare Financial Condition Exam Report as of 12-31-2018 PDF file, less than 1

York Insurance Company Financial Condition Exam Report York Insurance Company Exam Report as of 12-31-2013 PDF file, less than 1