Division of Insurance - Individual Licensees

Choose one of the following Insurance Licensing categories. If you are unable to find an answer to your question, please send us an email to dbr.inslic@dbr.ri.gov

Online Producer Licensing:

All resident and non-resident applicants can apply or renew an Insurance Producer License online at www.NIPR.com

Need to update your license with a new name and/or address?

Producer Lines of Authority

An insurance producer may receive qualification for a license in one or more of the following lines of authority:

Major Lines

  • Life Insurance
  • Accident and Health or Sickness Insurance
  • Property Insurance
  • Casualty Insurance
  • Personal Lines – Property and Casualty Insurance
  • Variable Life and Variable Annuity Insurance

Core Limited Lines

  • Car Rental Insurance
  • Credit Insurance
  • Crop Insurance
  • Travel Insurance

Non-Core Limited Lines

  • Pet Insurance
  • Life Settlement Broker
  • Surety

Individual Producer Licensing:

Business Entity Licensing:

  • At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.
  • DRLPs are not required to cumulatively cover the lines of authority (LOAs) on the business application.

  • Address changes to Business Entity Licenses can be completed online through SBS for Organizations or submitted directly to us via email to dbr.inslic@dbr.ri.gov.

230-RICR-20-50-2 - Governing Regulation for Continuing Education for Insurance Producers

For Providers:

For Producers:

  • All residents and non-residents can apply or renew a RI Surplus Line Broker License online at www.NIPR.com .
    • The license fee is $100
  • New RI Resident Applicants
    • There is no licensing exam.
    • You must hold an active Insurance Producer license.
  • New Non-Resident Applicants
    • You must hold a reciprocal license in your resident jurisdiction.
  • All renewal Applicants
    • Please note that the Insurance Division works directly with the Division of Taxation to receive clearance for all SLB License renewals; clearance is provided when all taxes have been filed in accordance with the Division of Taxation requirements.
  • RI DOR Division of Taxation Surplus Lines Filing Change Advisory Notice.​​​​​​​
  • Effective 01/01/2020, all Life Settlement Provider applications will be processed through www.NIPR.com.
  • After renewing on NIPR, the electronic application will pended to our licensing team for review. To complete the application, you are required to submit the annual report no later than March 1st to DBR.InsLic@dbr.ri.gov.
  • Life Settlement Provider Regulation 230-RICR-20-60-10
  • In accordance with RI Gen. Laws § 27-72-3, a life insurance producer who has been duly licensed as a resident insurance producer with a life line of authority in this state or their home state for at least one year and is licensed as a nonresident producer in this state shall be deemed to meet the licensing requirements of this section and shall be permitted to operate as a broker.
  • All resident and non-residents can visit www.nipr.com to either amend their license or to apply for a license.

Online Title Licensing:

  • All residents and non-residents can apply or renew a Title Insurance License online at www.NIPR.com .
  • Click here for all Title Insurance Guidelines.
  • Click here for more information about the Rhode Island Title Insurers Act.
  • All residents and non-residents can apply or renew a Reinsurance Intermediary Broker or Manager License online at www.NIPR.com.
    • RI resident applicants are required to hold an active Rhode Island Insurance Producer license prior to applying.
    • Non-resident applicants are required to hold both an active resident insurance producer license and a reciprocating reinsurance license in the applicant’s resident state prior to applying.
  • Reinsurance intermediary licensing is governed by RI Gen Laws § 27-52-3.

We have partnered with SBS for Organizations to allow licensees and licensing administrators better access and more control over notifications regarding Rhode Island Licenses. SBS for Organizations has options that will allow a licensee or license administrator to receive reminders about CE, renewal dates, and other changes to their licenses. For more information, please visit at www.StateBasedSystems.com or by call the SBS Help Desk at 816-783-8990 between the hours of 8 a.m and 5 p.m. CST, Monday through Friday (except holidays).