Division of Insurance - Insurance Professionals
Choose one of the following Insurance Licensing categories. If you are unable to find an answer to your question, please send us an email to dbr.inslic@dbr.ri.gov
Online Producer Licensing:
All resident and non-resident applicants can apply or renew an Insurance Producer License online at www.NIPR.com
Need to update your license with a new name and/or address?
- In accordance with Insurance Bulletin Number 2015-4, insurers and other entities are mandated to utilize the NIPR Contact Change Request application for all changes to individual licensees’ contact information (addresses/emails/phone numbers).
- Individual licensees should utilize the NIPR Contact Change Request application to make updates to address/email/phone and new in 2023, name changes.
Producer Lines of Authority
An insurance producer may receive qualification for a license in one or more of the following lines of authority:
Major Lines (exam required)
- Life Insurance
- Accident and Health or Sickness Insurance
- Property Insurance
- Casualty Insurance
- Personal Lines – Property and Casualty Insurance
- Variable Life and Variable Annuity Insurance
Core Limited Lines
- Credit Insurance
- Crop Insurance
- Travel Insurance
Non-Core Limited Lines
- Pet Insurance
- Life Settlement Broker
- Surety
Individual Producer Licensing:
- FEMA: Information for Insurance Professionals
-
Insurance Bulletin 2006-7 – Flood Insurance Training Requirements
https://dbr.ri.gov/documents/news/insurance/InsuranceBulletin2006-7.pdf
National Flood Insurance Program’s Agent Training
https://nfipservices.floodsmart.gov/training
Search for a CE Course or Provider
Business Entity Licensing:
- At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Rhode Island.
- DRLPs are not required to cumulatively cover the lines of authority (LOAs) on the business application.
- Address changes to Business Entity Licenses can be completed online through SBS for Organizations or submitted directly to us via email to dbr.inslic@dbr.ri.gov.
230-RICR-20-50-2 - Governing Regulation for Continuing Education for Insurance Producers
For Providers:
- CE Provider Login
- Continuing education course application instructions and applications (updated April 2018):
- If you are a RI provider, or a provider with a non-reciprocal home state approval (FL and MA), click here for course submission instructions and the Rhode Island Home State Application.
- If you are a provider located in a reciprocal state, click here for the course submission instructions and NAIC CER Course Filing Form.
- For instructions on processing and submitting course rosters in SBS, please click here.
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If you are a Continuing Education Provider with a question about your provider ship or continuing education courses, please reach out to Sharon Wiggins who is the primary contact for inquiries: Sharon.Wiggins@dbr.ri.gov”.
For Producers:
- Click here to utilize the SBS search to look for continuing education courses and providers.
- To check the status of your credits, click here to access your license information. Your “Education Transcript” will show all the courses taken and credits banked in your current compliance period.
All applicants can apply or renew an adjuster license at www.NIPR.com
Important Information About Adjuster Licensing in Rhode Island
2023-2 2023 Insurance Claim Adjuster Licensing
Industry Alert 2024-1 Non-Resident Company and Independent Adjuster Licensing
Insurance Bulletin 2024-7-Insurance Claim Adjuster Continuing Education Requirement
Independent and Company Insurance Adjuster Licensing:
- Rhode Island resident independent and company adjusters: Before you apply for a license at NIPR you must wait 3-5 days for your exam results to be loaded for electronic validation. You cannot move through the application and apply for your line of authority without the exam results loaded in the backend system. You will need to obtain a B.C.I. (State Background Check) from the RI Attorney General and send it to dbr.inslic@dbr.ri.gov. We will not accept a B.C.I. that is over 30 days old.
- Non-residents New applicants: All new non-resident applicants should be licensed in their resident state if their resident state offers independent adjuster licensing. If a company/staff adjuster’s resident state offers a resident independent adjuster license and does not restrict a company/staff adjuster from obtaining that license, the adjuster should hold the independent adjuster license in that state to be eligible for a non-resident license in RI. We understand that there are jurisdictions awarding DHS status to these individuals in lieu of requiring a resident license, and we will continue to reciprocate with an active DHS in lieu of requiring the resident license in these exact situations until December 31, 2028. Renewals: Insurers should be mindful of resident licensing requirements for non-resident company/staff adjusters and adjust their internal procedures accordingly. We will continue to reciprocate with an active DHS in lieu of requiring the resident license in these situations until December 31, 2028.
Available Lines of Authority:
- Property & Casualty
- Workers Compensation
- Crop (no exam required)
Public Adjuster Licensing:
Rhode Island resident public adjusters: Before you apply for a license at NIPR you must wait 3-5 days for your exam results to be loaded for electronic validation. You cannot move through the application without the exam results loaded in the backend system. You will need to obtain a B.C.I. (State Background Check) from the RI Attorney General and send it to dbr.inslic@dbr.ri.gov. We will not accept a B.C.I. that is over 30 days old.
Non-resident public adjusters: Before you apply for a license at NIPR you must have an active resident license in your resident state on the Producer Database (PDB).
Adjuster Continuing Education Requirements
Rhode Island requires Rhode Island continuing education for RI resident licensees and non-resident licensees who have been awarded Rhode Island Designated Home State status.
The full text for continuing education compliance can be found here in Insurance Bulletin 2024-7.
Click here to utilize the SBS search to look for continuing education courses and providers.
To check the status of your credits, click here to access your license information.
Your “Education Transcript” will show all the courses taken and credits banked in your current compliance period.
Emergency Adjuster Licensing:
Rhode Island requires Rhode Island continuing education for RI resident licensees and non-resident licensees who have been awarded Rhode Island Designated Home State status.The full text for continuing education compliance can be found here in Insurance Bulletin 2024-7.
Click here to utilize the SBS search to look for continuing education courses and providers.
To check the status of your credits, click here to access your license information.
Your “Education Transcript” will show all the courses taken and credits banked in your current compliance period.
- All residents and non-residents can apply, renew, and reinstate a Motor Vehicle Damage Appraiser license online at www.NIPR.com .
- Please click here for licensing instructions and general information.
- All applicants who are not an employee of an insurance company must submit the required employment affidavit. Select the applicable form below, complete it, and send it to DBR.InsLic@dbr.ri.gov.
- If you work at an automobile body repair shop, click here.
- If you do not plan to use the appraiser license immediately and you do not work at an automobile body repair shop, click here.
- If you do not have an automobile body repair shop license and you do not work at an automobile body repair shop, click here.
- If you do not plan to use your appraiser license immediately and you do work at an automobile body repair shop, click here.
All residents and non-residents can apply or renew a RI Surplus Line Broker License online at www.NIPR.com
New license eligibility requirements:
RI resident applicants - there is no licensing exam, but you must hold an active Insurance Producer license to be eligible.
Non - resident applicants - you must hold a reciprocal license in your resident jurisdiction.
All renewal applicants:
After a renewal application is submitted, we work directly with the Division of Taxation to get clearance for each renewal. Clearance is provided when all taxes have been filed in accordance with the Division of Taxation requirements.
For questions on surplus lines tax filing requirements please reach out to the Corporate Tax team at tax.corporate@tax.ri.gov or 401-574-8829.
- Effective 01/01/2020, all Life Settlement Provider applications will be processed through www.NIPR.com.
- After renewing on NIPR, the electronic application will pended to our licensing team for review. To complete the application, you are required to submit the annual report no later than March 1st to DBR.InsLic@dbr.ri.gov.
- Life Settlement Provider Regulation 230-RICR-20-60-10
- In accordance with RI Gen. Laws § 27-72-3, a life insurance producer who has been duly licensed as a resident insurance producer with a life line of authority in this state or their home state for at least one year and is licensed as a nonresident producer in this state shall be deemed to meet the licensing requirements of this section and shall be permitted to operate as a broker.
- All resident and non-residents can visit www.nipr.com to either amend their license or to apply for a license.
Online Title Licensing:
- All residents and non-residents can apply or renew a Title Insurance License online at www.NIPR.com .
- Statutory Authority R.I. Gen Laws 27-20.7
- Bulletins - 2002-3 Third Party Administrator
- Apply for a TPA License through NIPR
- Look up a Third Party Administrator License
- Starting 1/1/2017, TPA Renewals will be made through NIPR.
After you renew on NIPR you are instructed to come to this page to retrieve the required “annual report form.” For TPA Certificate of Authority and TPA Waiver Certificate renewals, please use this form. Please email the completed form to dbr.inslic@dbr.ri.gov. All NIPR renewal applications will remain in a pending status until the required annual report is received and reviewed for approval.
- All residents and non-residents can apply or renew a Reinsurance Intermediary Broker or Manager License online at www.NIPR.com.
- RI resident applicants are required to hold an active Rhode Island Insurance Producer license prior to applying.
- Non-resident applicants are required to hold both an active resident insurance producer license and a reciprocating reinsurance license in the applicant’s resident state prior to applying.
- Reinsurance intermediary licensing is governed by RI Gen Laws § 27-52-3.
- Portable Electronics Vendors must hold a business entity license in accordance with R.I. Gen. Laws § 27-2.7.
- Applications for both new licenses, renewals, and reinstatements must be made at www.nipr.com.
- Supplemental Applications are required in addition to the NIPR application.
- Click here for the supplemental application in support of a new application.
- Click here for the supplemental application in support of a renewal/reinstatement application.
- Requests for changes to licensee information or reporting of statutory notifications should be made via written notice to DBR.InsLic@dbr.ri.gov.
RI PearsonVue Exam Content Outline
Here is the link to access the Rhode Island insurance licensing exams at PearsonVue: https://home.pearsonvue.com/ri/insurance
| Licensing Fees | Resident Fee | Non-Resident Fee |
| Biennial Licenses | ||
| Insurance Producer | $ 120.00 | $ 130.00 |
| Title | $ 120.00 | $ 130.00 |
| Life Settlement Broker | $ 120.00 | $ 130.00 |
| Independent/Company Adjuster | $ 250.00 | $ 250.00 |
| Public Adjuster | $ 250.00 | $ 250.00 |
| Motor Vehicle Damage Appraiser | $ 150.00 | $ 150.00 |
| Portable Electronics Vendor | $ 200.00 | $ 200.00 |
| Reinsurance Intermediaries | $ 200.00 | $ 200.00 |
| Surplus Line Broker | $ 100.00 | $ 100.00 |
| Annual Licenses | ||
| Third Party Health Insurance Administrators - Certificate of Authority | $ 250.00 | $ 250.00 |
| Third Party Health Insurance Administrators - Waiver Certificate | $ 250.00 | $ 250.00 |
| Third Party Health Insurance Administrators - ERISA Exempt Registration | $ - | $ - |
| Other Fees | ||
| License Line of Authority Amendment | $ 50.00 | $ 50.00 |
| Reinstatement Fee | $ 50.00 | $ 50.00 |
| Returned Check Fee | $ 25.00 | $ 25.00 |
We have partnered with SBS for Organizations to allow licensees and licensing administrators better access and more control over notifications regarding Rhode Island Licenses. SBS for Organizations has options that will allow a licensee or license administrator to receive reminders about CE, renewal dates, and other changes to their licenses. For more information, please visit at www.StateBasedSystems.com or by call the SBS Help Desk at 816-783-8990 between the hours of 8 a.m and 5 p.m. CST, Monday through Friday (except holidays).
Click here to Generate a Report of Individual and Business Entity Licensees
- Quarterly Active Insurance Producer list download from the website as of- 01-02-2025
- Quarterly Active Motor Vehicle Damage Appraisers list download from the website as of- 01-02-2025
- Quarterly Active Adjuster licenses-includes all adjuster types; public, company/independent list download from the website as of- 01-02-2025
| Calendar Year 2024 | |||
| Exam Series Code |
TOTAL GRADED |
TOTAL PASSED |
PASS RATE |
| IN-PERSON EXAMS |
|
|
|
| Rhode Island Casualty Producer |
121 |
86 |
71% |
| Rhode Island Accident and Health Producer |
253 |
134 |
53% |
| Rhode Island Life Producer |
381 |
219 |
57% |
| Rhode Island Personal Lines Producer |
70 |
49 |
70% |
| Rhode Island Property Producer |
114 |
78 |
68% |
| Rhode Island Motor Vehicle Damage Appraiser |
289 |
270 |
93% |
| Rhode Island Property Casualty Adjuster |
169 |
127 |
75% |
| Rhode Island Public Adjuster |
9 |
4 |
44% |
| Rhode Island Workers' Compensation Adjuster |
29 |
22 |
76% |
| REMOTELY PROCOTORED EXAMS |
|
|
|
| Rhode Island Motor Vehicle Damage Appraiser |
141 |
134 |
95% |
| Rhode Island Casualty Producer |
41 |
32 |
78% |
| Rhode Island Accident and Health Producer |
139 |
83 |
60% |
| Rhode Island Life Producer |
175 |
115 |
66% |
| Rhode Island Property Casualty Adjuster |
28 |
23 |
82% |
| Rhode Island Personal Lines Producer |
18 |
13 |
72% |
| Rhode Island Property Producer |
46 |
33 |
72% |
| Rhode Island Public Adjuster |
3 |
0 |
0% |
| Rhode Island Workers' Compensation Adjuster |
16 |
11 |
69% |
| First Time Takers | |||
| Exam Name | Total Graded | Total Passed | Pass Rate |
| IN-PERSON EXAMS | |||
| Rhode Island Casualty Producer | 101 | 68 | 67% |
| Rhode Island Accident and Health Producer | 278 | 153 | 55% |
| Rhode Island Life Producer | 364 | 220 | 60% |
| Rhode Island Personal Lines Producer | 94 | 70 | 74% |
| Rhode Island Property Producer | 101 | 70 | 69% |
| Rhode Island Motor Vehicle Damage Appraiser | 172 | 161 | 94% |
| Rhode Island Property Casualty Adjuster | 203 | 135 | 67% |
| Rhode Island Public Adjuster | 7 | 4 | 57% |
| Rhode Island Workers' Compensation Adjuster | 34 | 29 | 85% |
| REMOTELY PROCTORED EXAMS | |||
| Rhode Island Motor Vehicle Damage Appraiser | 56 | 50 | 89% |
| Rhode Island Casualty Producer | 30 | 22 | 73% |
| Rhode Island Accident and Health Producer | 150 | 73 | 49% |
| Rhode Island Life Producer | 182 | 110 | 60% |
| Rhode Island Property Casualty Adjuster | 51 | 32 | 63% |
| Rhode Island Personal Lines Producer | 8 | 4 | 50% |
| Rhode Island Property Producer | 27 | 19 | 70% |
| Rhode Island Public Adjuster | 4 | 1 | 25% |
| Rhode Island Workers' Compensation Adjuster | 9 | 7 | 78% |